money blueprint
Money Management,  Money Mindset

Your Money Blueprint – 5 Steps to a Better Mindset

Your Money Blueprint, also known as a Financial Blueprint, refers to the programming and ideas about money that you received in the early stages of your life. From years 0-7, children absorb any information available to them, whether good or bad. Usually, this comes from our parents but can come from any number of people close to us. 

However you were taught to think about money growing up (through verbal communication, modeling, or specific incidents) formed how you think about money in your adult life. It’s a part of who you are today.

Your money blueprint can be either positive or negative.

It may help set you up for success and wealth or failure and struggle. The good news is that you can identify your money blueprint and change it.

Identifying Your Personal Money Blueprint

Think about your childhood and what money was like growing up. Here are some questions to get you started:

Growing up:

  • What did your parents say about money when you were growing up?
  • Were your parents stressed about money?
  • Were your parents savers or spenders?
  • Did your parents agree on finances or did they argue?
  • Were there other people in your life growing up who influenced your view about money besides your parents? How have they added to your blueprint?
  • What incidents can you remember happening growing up that affected money in your household?


  • How do you feel about money?
  • Are you a spender or a saver? Why do you think that is?
  • What motivates you to make money (is it fear and anger or is it happiness and freedom)?

So, what now?

If you have a positive and supportive Money Blueprint, then that is great!

But if, like many people, how you think about money needs a bit of an adjustment, not to worry! Change is possible!

Changing your Money Blueprint means changing how you think about money. It’s not just about taking action like saving money every paycheck. It’s about changing your attitude and creating a vision for yourself. 

For instance, a person trying to lose weight shouldn’t just start working out. It wouldn’t be enough. They must change their mindset to form a new relationship with the food they eat. They need to be completely aware of the food they eat, why they eat, and when they eat. Over time, they create a new Blueprint for their own Health and Wellbeing.

In a similar fashion, we are going to rebuild your relationship with money.

How to Change Your Money Blueprint:

1. Create a Vision

Determine what you want financially. This includes identifying and creating attitudes regarding money and specific things you want with your money. Decide what you want to live by when it comes to money (and set financial goals). 

2. Speak Positively

Speak about money in a way that supports and promotes your vision. Avoid referring to “the struggle” as people often do when they talk about work and making money. Instead, speak positively of money as a tool to achieving your life vision. Keep in mind, it’s not money’s fault that a person is broke.

3. Practice Positive Money Habits

Implement money habits that promote your success. Start small by saving money from every paycheck until it becomes second nature. Create a budget for yourself and start tracking all your spending to build awareness. Lots of small little actions will bring you closer to your vision.

4. Surround Yourself with Successful People

Ever notice how broke people seem to gravitate towards each other? They spend their time dreaming and trying to act rich by spending money they don’t have on garbage they don’t need to impress people they don’t know. * Whew, that was a mouthful.* Steer clear of those people. You’re trying to rewrite your Money Blueprint, and people with negative Blueprints will only hold you back.

If you start hanging around people who manage their money well, you’ll soon be managing your money well, too.

So, if you want to change your money blueprint, get a money role model who you want to be like.

5. Get Educated, Get Inspired

Read everything you can. Listen to Audiobooks or watch videos on Youtube that support your vision. Learn from people who know more than you do. I make learning a part of my daily routine and it has changed my money blueprint tremendously. Find what works for you and run with it!

Anything worth pursuing takes time and practice.

 Give yourself time for the new habits to settle in. You will be happy you did!



Finance Coach, Foodie, Writer and Traveler. When he is not working, he travels(top of the list is Europe) in search of amazing history and to gorge himself on bread products.

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