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    • Budgeting
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  • Debt,  Money Management,  Money Mindset

    My Money Story

    Derek Moreno / October 8, 2019 / 0 Comments

    My money story isn’t all that different from most Americans who find themselves without savings, slowly drowning in debt. I grew up in a pretty average middle class family. We had stuff and…

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  • financial health
    Budgeting,  Debt,  Investing,  Money Management,  Money Mindset,  Save Money,  Spending

    Financial Health – Your Roadmap to Achieving it

    Derek Moreno / August 18, 2019 / 0 Comments

    Improving your Financial Health is a whole lot easier than it sounds. It’s so easy, I created a 10 step guide! You’re welcome! So, without further ado… 1. Create your Vision What is…

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  • Interest Rates
    Credit,  Debt,  Money Management,  Save Money

    Interest Rates – How Changes Might Impact You

    Derek Moreno / August 2, 2019 / 0 Comments

    Once again the news is filled with chatter about the lowering of interest rates by the Federal Reserve. If this has you wondering how these changes might impact you, let’s break it down.…

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  • Debt,  Money Management

    Paying Off Debt: Snowball Vs. Avalanche

    Derek Moreno / July 29, 2019 / 2 Comments

    There is more to paying off debt than just “throwing money at the problem.” Without having a thought out plan in place, along with the determination to change your situation, the likelihood of…

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CHELSEA & DEREK

Bloggers – Foodies – Travelers

A young, married couple with a taste for adventure!

We love anything having to do with travel, food, adventure, exploration, and life. Especially making it fit into a budget!

Our adventures are fun, exciting, educational (maybe) but best of all, they are REAL!

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Instagram

Who knew that a progress shot of a stuffed toy could look so creepy?
➡️ Swipe to see what it will be when it's done
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#kitting #wipwednesday #knit #yarnlove #hobbes #calvinandhobbes #knitstuffy #knitstuffedanimal
Wow this stitch is turning out so cool with this yarn!
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-linen stitch
-2 rows of black
-2 rows of rainbow
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➡️ Swipe for a close-up
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#knitting #knittersofinstagram #wip #knitwip #rainbowyarn #handdyedwool #knitcowl #preparingforcoldweather
🤗 Butter coffee and @barrysbuns pumpkin snackies! Cozy fall heaven! 🍂⁠
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Pumpkin crumb on the left and pumpkin sticky bun on the right! So good! And we maaaay have eaten all the crumbs off the plates for this picture 😂⁠
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We are SO ready for fall! Pumpkin 𝘦𝘷𝘦𝘳𝘺𝘵𝘩𝘪𝘯𝘨, crunchy leaves, cozy evenings, and warm foods! 🍲⁠
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What's your favorite part of fall??⁠
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#bloggingovercoffee #blogger #blogging #lifestyleblogger #financeblogger #finance #healthandwellness #enjoylife #enjoythelittlethings #cozyhome #coffee #stickybuns #barrysbuns #fall #readyforfall #breakfast #pumpkin #leaves #coffeetime #coffeelove #fallweather #autumnweather #season #coffeelover #cozy #instaautumn #coffeegram #buttercoffee #pumpkinspice #coffeelife
There's oatmeal under there somewhere 😂
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#cleaneating #oatmeal #breakfast #tasty #vegan #cinnamonapples #peanutbutter
⚠️Always be mindful of your spending! Too many people I know are 𝘣𝘭𝘦𝘦𝘥𝘪𝘯𝘨 money because they're oblivious to how much they spend on 𝗹𝗶𝘁𝘁𝗹𝗲 things!⁠
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How often do you find yourself saying "it's only a few dollars" 💁‍♀️ or something very similar?⁠
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That "few dollars" can add up 𝗿𝗲𝗮𝗹 𝗾𝘂𝗶𝗰𝗸 when you do it 𝘦𝘷𝘦𝘳𝘺 𝘥𝘢𝘺!⁠
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Think about that coffee ☕️ you buy every morning on your way to work - about $4 right?⁠
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Take that $4 and multiply that by 5 times a week = $20 (𝘢𝘵 𝘭𝘦𝘢𝘴𝘵!) a week - $80 a month... 😳⁠
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Not looking so small anymore is it?⁠
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🤔 Imagine if you saved that 💰money and made your own coffee at home! Think of how much you could save!⁠
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I challenge you to take a look at your spending. Are you leaking money without being aware of it?⁠
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#bloggingovercoffee #blogger #blogging #lifestyleblogger #financeblogger #finance #healthandwellness #enjoylife #enjoythelittlethings #inspirationalquotes #inspirationalquote #inspirationoftheday #inspirationalquoteoftheday #mindsetiseverything #mindset #positivity #foodforthought #quoteoftheday #thoughts #changeyourthoughts #wordsofwisdom #wordsofencouragement #wordstoliveby #encouragement #encouragingquotes #lifequotes #positivity #positivethoughts #dailyquotes #motivation
𝗡𝗲𝘄 𝗽𝗼𝘀𝘁 up on the blog! 💻⁣
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Rice milk! 🥛⁣
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I make rice milk weekly to use in my ☕ coffee and in 🥞 baking! It's cheap and super easy! And it doesn't have all the same crappy ingredients the store bought stuff has.⁣
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Click the link in bio to get the recipe!⁣
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What's your favorite alternative milk?
𝗪𝗼𝘄! Look at what a difference 5 years can make! 💁‍♀️⁣
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𝟮𝟬𝟭𝟰⁣
🏡living with family⁣
💰20,000ish in debt⁣
🙅‍♂️buying things we didn't need⁣
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𝟮𝟬𝟭𝟵⁣
🏡moved from San Jose → Philly⁣
💰debt free!⁣
👫living a minimal and mindful lifestyle⁣
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There's no better time than the present to 𝘀𝘁𝗮𝗿𝘁 𝗺𝗮𝗸𝗶𝗻𝗴 𝗰𝗵𝗮𝗻𝗴𝗲𝘀!⁣
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Need help? Visit the link in bio to schedule 1-on-1 financial coaching with Derek!⁣
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Where are you in your money story?
A mentality I feel a lot of people have trouble grasping 🤷‍♂️⁣
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Stop and think before you spend 💰on something you don't 𝗻𝗲𝗲𝗱!⁣
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Need help determining whether you should spend the money or not? We've got a blog post for you! Click the link in bio! It comes with a handy dandy printout that will fit in your wallet right next to your 💳!
Here's a picture of a sweet squishy puppy just because it's Monday and I'm pretty sure he's doing what we'd all rather be doing!⁣
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How many of you would love to snuggle up with this sweet boy? 🙋‍♀️

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